What do you need help with?

Whatever your financial situation, Finito can help.

Select the area you need help in, and then the question that most closely relates to your situation.

If you have no specific questions right now, you can continue on to the hub from here.

Take me to the HUB
Debt management
How do I get on top of my debt?I don't have a clear plan to be debt free.When do I start repaying my HECS/HELP debt?I have other debt management questions.
Financial planning
I don't know where I’m going to be in 10, 20, 30 years time.How do I set financial goals?I think I generally need to be doing better with my finances.I want to know when I can work less/reduce work.I’m doing ok financially, but don't know what to do next.I have money in the bank. What are my options?What should I do with this inheritance?I have other financial planning questions.
Insurance
I have insurance in my super fund… is it enough?Am I paying too much in insurance costs?What types of insurance do I need?I have other questions about insurance.
Psychology of money
How should we manage money as a couple? I can’t seem to break a bad money habit, what can I do? How can I become better with money?I have other questions about my behaviours towards money.
Investing
How do I start my investment portfolio? I need to learn about investing.How do I ensure my investments are delivering the best possible returns? My investments are complicated - need help!Teach me about bonds.Teach me about share investing.Teach me about property investing.Teach me about cryptocurrency.How do I choose a super fund that’s right for me?I have other questions about investing.
Budgeting
How do I save better?How do I set a budget?How do I get on top of my debt?How do I fix my spending habits?I have other questions about budgeting.
Property
How do I buy my first home?Teach me about property investing.How do I start investing in property?Should I be using the equity in my property?I have other questions about property.
Government support
Am I entitled to any government benefits?Can Centrelink assist with disability support?Are we entitled to government support in relation to childcare costs/support?How do I access the first home buyers grant?Am I eligible for employment benefits?When do I start repaying my HECS/HELP debt?I have other questions about government support.
Retirement and super
How do I plan for my retirement?How do I choose a super fund that’s right for me?Is my super good value for money?Is my super delivering good returns?When will we run out of money?How does salary sacrifice work?I have other questions about retirement/super.
Kids and education
School fees are so expensive… how can I save better for them?Is there a tax effective way to save for school fees?Can we afford private schools?I have other questions about education costs.How can I make sure my kids grow up good with money?How do we teach our kids to invest?How do I teach my kids to save?What is important to teach children about money?
Aged care
My parents need to find an aged care home - please help!I don’t know how to find an aged care home.I’m confused by Aged Care fees.My parents are getting older… what do we need to think about for their future care?I have other questions about aged care.